Mulling Insures Where Florida Learns

Insurance for Public and Private Schools

Mulling Insurance has been servicing public, private, charter and religious-affiliated schools in Central Florida for a half century.

We provide expert insurance guidance and coverage for:

  • Private elementary, middle and high schools
  • Public elementary, middle and high schools
  • Charter schools
  • Religious schools
  • Vocational/trade schools

School districts need to ensure that their insurance coverages not only mitigate risk, but are in line with industry and state standards.

Florida public, private, charter and religious-affiliated schools are all required by both the State of Florida and local school districts to carry general liability insurance. This includes any liability arising directly or indirectly from all school business, including school-sanctioned events and functions that take place outside of normal school hours (such as sporting events, concerts, plays, PTA meetings, proms, etc.)

Schools also comprise unique environments supporting an array of child-related activities with their own unique set of risks.


Mulling provides the specific insurance educational institutions require to ensure that your gymnasiums, parking lots, locker rooms, computer, media and science labs, music rooms and amphitheaters are fully protected.

Mulling Insurance Products for Schools

  • General Liability
  • Employee Benefits and Benefits Liability
  • Sexual Misconduct and Abuse Liability
  • Automobile Liability
  • Excess Liability
  • Directors & Officers’ Liability
  • Employment Practices Liability
  • Equipment Breakdown Insurance
  • Errors and Omissions
  • Sports and Fitness Liability
  • Property/Inland Marine
  • Crime
  • Accident Insurance
  • Violent Event Response Insurance