Restaurants and Hospitality Insurance

Protection for Every Part of Your Operation

Mulling has been insuring Florida’s favorite eating establishments—from burger joints to haute cuisine—for decades.

Our restaurant insurance team has a thorough knowledge of the hospitality industry and works to provide sound insurance coverage for food service establishments of every size and type, including:

  • Fine Dining Restaurants
  • Franchises
  • Delis and Cafés
  • Bars and Taverns
  • Caterers
  • Fast Food Restaurants
  • Coffee Shops
  • Family Restaurants

By the very nature of their operations—open flames, hot liquids, heavy lifting, and alcohol consumption—restaurants often carry a higher risk of fires, slip-and-falls, workers’ compensation claims, and bodily injury. That means their insurance policies need to be precisely crafted to address and mitigate these risks.

Contact us for more information, a free review of your current policy, or a restaurant insurance quote. 

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In addition, Mulling offers guidance on the issues that matter most to restaurant and hospitality business owners, including:

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Preventing Slip-and-Fall Incidents

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Training for Responsible Service, Sale & Safe Consumption of Alcohol

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Kitchen Fire Safety

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Reducing Employee Theft

“My wife Peggy and I have been very satisfied customers of Mulling Insurance for 28 years. We particularly enjoy the small town, family-friendly, personalized service we experience every time we interact with any of their team. At the same time, we appreciate their global access to insurance products, and are very comfortable knowing we are receiving the best direction we could get equal to or better than any of the “big city” agencies we have shopped. In every case they have pleasantly surprised us with better coverage at the same or lower premiums.”

Mike Wnek
Franchise Co-Owner, Beef O’Brady’s Restaurant | Auburndale

Mulling Insurance Products for Restaurant and Hospitality

  • Business/General Liability
  • Property
  • Umbrella
  • Food Contamination
  • Spoilage
  • Off Premises Power
  • Bonds
  • Workers’ Compensation
  • Commercial Auto
  • Equipment Breakdown
  • Cyber Liability/Data Breach
  • Loss of Income
  • Employment Practices Liability, etc.