Wholesale, Distribution & Retail
Protect your business with help from an experienced provider
In the wholesale, distribution, and retail industries, managing your risks is essential to keeping your business going. Protecting everything from your equipment and products to your employees and technology requires insurance that offers coverage for your unique needs.
With over 65 years of experience, Mulling Insurance has been actively helping our customers navigate industry changes and evolving needs. We work with you to develop a plan using options to mitigate your exposure. Guiding you through every step of the process, our goal is for you to feel confident in the future of your business.
Insurance Coverages
While your products travel quickly throughout the country, your business is rapidly moving as you balance inventory management, shipment flow, and employee safety. Mulling Insurance can help reduce your exposure by offering plan options that provide coverage from top-rated insurers, while controlling costs and offering risk management solutions.
Commercial Property, Inland Marine, and Commercial Auto Insurance
Whether in a warehouse or on the road, your goods are vulnerable to loss or damage. We help ensure the multitude of potential risks don’t slow down your operations, keeping the future of your business protected.
- Building & Contents at Replacement Cost or Actual Cash Values
- Business Income Interruption Insurance / Loss of Income and Extra Expense
- Off-premises coverage for Personal Property
- Comprehensive Equipment Breakdown Coverage
- Costs for Brands and Labels
- Product Recall Expense Coverage
- Transportation (Transit) Coverage
- Environmental
- Auto liability and physical damage for autos owned, leased, or hired by the insured
- Non-owned autos
- Coverage for employees using their cars for business
Cyber, Crime, and Fraud Insurance
The wholesale, distribution, and retail industries are constantly evolving as new technologies emerge, making them potentially vulnerable to online attacks or susceptible to fraud. Help stay protected with coverage that recognizes the changing landscape.
- Employee Dishonesty
- Forgery & Alteration
- Computer Fraud
- Money & Securities — inside and outside the premise
- Money Orders & Counterfeit Currency
- Cyber Security
Comprehensive General Liability and Additional Liability Insurance
Defend against liabilities to help protect the future of your business. Our approach to providing you with insurance options that match your business needs takes into account all areas of your operations to help keep you covered.
- Operations and Premise Liability
- Personal and Advertising Injury Liability
- Products and Completed Operations Liability; Product Recall
- Contractual and Owners Protective Liability
- Hired and Nonowned Automobile Liability
- Directors and Officers Liability
- Environmental Impairment Liability
- Newly Acquired Organizations and Broad Form Liability
- Employment Practices Liability
Cost Control & Claims Management
Balancing cost with coverage needs is a vital component of your insurance plan. Our team will sit down with you to fully understand your unique needs before offering a simple comparison of options from a variety of insurance carriers. No matter the size of your operations, we can help develop an insurance program that controls costs while defending against liabilities.
Concerned about future claims and how they will impact your business? Our specialists analyze your prior claims to uncover opportunities to minimize loss through risk management services. Utilize our experience to better prepare your business for the unexpected.
Meet Your Wholesale,
Distribution, & Retail Professional
Hunter Smith
An experienced commercial agent, Hunter Smith is here to help you thrive and grow with the protection of insurance coverage. As the wholesale, distribution, and retail industries evolve and grow, Hunter and the team at Mulling Insurance is ready to provide the plan options that your business needs to stay secure.
