David Frayer

Commercial Insurance Advisor

Born and raised in the small farming community of Tecumseh, Michigan, Dave grew up one of five children. After graduating from high school, he joined the U.S. Army and spent part of his service time in Korea. Dave attended business school at Siena Heights College back in Michigan when he returned from serving. Following a brief stint at Ford Motor Company, economic hardship in Michigan prompted a move to Florida in 1981 for a fresh start.

After relocating, Dave spent several years in the cabinet industry, eventually starting his own cabinet business. It was during this time that a friendship with his insurance agent sparked an interest in the insurance field. In 2000, he earned his license and began working in the industry, quickly realizing how much he enjoyed serving clients and working with construction accounts. After nearly two decades of agency ownership, he and his business partner joined Mulling Insurance, a decision he considers one of the best of his career. Now a Commercial Producer, he values Mulling’s collaborative environment, clear expectations, and strong organizational culture.

Outside of work, Dave enjoys bowling in two leagues, golfing year-round, RVing across the country with his wife and wire fox terrier, and kayaking wherever they travel. He met his wife at a high school dance, and now they have been married for almost 50 years. They have a daughter, Maggie, who they’re very proud of.